How to Pay for Private Care

Private care can be paid through various options, including personal savings, long-term care insurance, veterans’ benefits, or family support. We guide families in exploring the best payment solutions.
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Payment Options for Caregiving
Services

Personal Funds
Savings: The most straightforward way to cover care expenses.
Retirement Accounts: Use funds from 401(k)s, IRAs, or pensions.
Home Equity: Sell your home or access equity through a reverse mortgage.
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Other Financial Options
Home Equity Loans: Borrow against the value of your home.
Personal Loans: Apply through a bank or credit union.
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Government Assistance (Eligibility Varies)
Veterans’ Benefits: Certain veterans may receive financial support for caregiving.
State & Local Programs: Some states provide limited long-term care assistance based on eligibility.
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